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Paying Back Your Loan

Check out our Loan repayment page for information on how and when to pay back your HELP loan.

To check your HELP debt, visit How do I check my HELP debt?

If you have a HELP debt and plan to move overseas, check What if I move overseas?

Find out how Indexation is added to your HELP debt.

You can apply to Cancel your HELP debt under ‘Special Circumstances'.

Job-ready Graduates Package

On 19 June 2020 the Australian Government announced the Job-ready Graduates Package (the package). Changes proposed in this package affect student contributions and provide additional support for students in regional and remote Australia. The majority of these changes will commence on 1 January 2021, subject to the passage of legislation.

We encourage both current and new students who will be studying from 1 January 2021 to talk to their current or intended higher education provider to confirm how these changes may affect their individual circumstances. Further information can be found on the Job-ready Graduates Package page https://www.dese.gov.au/job-ready-graduates-package.

More information on the additional support for students in regional and remote areas, including the new Tertiary Access Payment and the guaranteed Commonwealth Supported places for Indigenous students can be found on the More opportunities for regional students page https://dese.gov.au/more-opportunities-regional-australia.